Please someone help me 🙁...

Question

betrayedBittern0 · Answer

what happened

perceus12galactus · Answer

hello

perceus12galactus · Answer

what are u going through

hichin · Answer

ya what happened

perceus12galactus · Answer

it's okay to say if u feel like

chicoryx0 · Answer

hi

perceus12galactus · Answer

no one will judge u

perceus12galactus · Answer

yup

perceus12galactus · Answer

can u say it here??

chicoryx0 · Answer

ok, I had taken a loan and I do not have money to pay it back, I have only 90% of the amount now. Tomorrow is the due date, what should I do?

chicoryx0 · Answer

I'm very stressed, I don't know what to do🙁

perceus12galactus · Answer

is there anyone to lend u some money??

perceus12galactus · Answer

do u work??

chicoryx0 · Answer

i am a student and i took loan for college fees and no one is going to give me loan

perceus12galactus · Answer

can u try to get a loan on the jewelery u have??

chicoryx0 · Answer

no i cant take loan on it i just need 4000 rupees

perceus12galactus · Answer

do u have zero balance account??

chicoryx0 · Answer

yes i have

chicoryx0 · Answer

What will happen with zero balance account?

perceus12galactus · Answer

u can withdraw 5000 to 10000 rupees from ur Jan dhan zero balance account in deficit.....I.e. u can get a overdraft of 5k to 10k but next time when u keep money in ur account...u have to pay back the money u withdrew against ur zero balance

chicoryx0 · Answer

are you there?

perceus12galactus · Answer

yup I am

perceus12galactus · Answer

https://www.hindustantimes.com/india-news/pmjdy-completes-7-years-here-s-how-to-avail-rs-10-000-overdraft-facility-101630153703183.html

perceus12galactus · Answer

check this  link

chicoryx0 · Answer

okay wait

perceus12galactus · Answer

yup

perceus12galactus · Answer

I hope u have have a good credit history or u can ask any if ur family members to help you

chicoryx0 · Answer

That's right but I have to pay tomorrow and what you said will take a lot of time 🙁

chicoryx0 · Answer

is there no other way ?

chicoryx0 · Answer

are you there? 🙁

perceus12galactus · Answer

mm are u sure it will take a lot of time??

perceus12galactus · Answer

yup

chicoryx0 · Answer

Yeh, banks may take a lot of time to process

perceus12galactus · Answer

mmm okay

perceus12galactus · Answer

isn't there any family members to help u out?

chicoryx0 · Answer

No

perceus12galactus · Answer

😓😓u may have to take another loan

perceus12galactus · Answer

sbi provides instant overdrafts but the minimum amount is 25000

perceus12galactus · Answer

can u do it so??

perceus12galactus · Answer

it's 1%

perceus12galactus · Answer

Is it possible to return them 21000 next day??

chicoryx0 · Answer

no, i cant take 25000 loan for 4000, i just want 4000 and i will return that next month

chicoryx0 · Answer

I want 4000 now only, which I will return next month

perceus12galactus · Answer

mmm if u default what are the terms??

perceus12galactus · Answer

actually u should try getting overdraft from ur zero account...it's the only way

chicoryx0 · Answer

ok🙁

perceus12galactus · Answer

are there any harsh terms if u default?

chicoryx0 · Answer

Yes, they will increase the amount by 2% every month

chicoryx0 · Answer

and then i have to pay that😣

perceus12galactus · Answer

can u arrange that??

chicoryx0 · Answer

No, I am doing part time job for my studies, I will not be able to do that

perceus12galactus · Answer

then u have to wait for 2 months to pay the whole

chicoryx0 · Answer

hm😔😣

perceus12galactus · Answer

try to take the overdraft of 5000 from ur zero account...don't take stress...overdraft are short term loans.....u will get some months to pay 5000 ...which u can do easily

chicoryx0 · Answer

okay i try

perceus12galactus · Answer

don't worry pay what u have tomorrow.....don't keep the whole due on u otherwise they will put 8% c.i. of 40k

perceus12galactus · Answer

2%*

perceus12galactus · Answer

it's better to pay 2% on 4k than on whole 40k

chicoryx0 · Answer

😮 okay

perceus12galactus · Answer

yup

chicoryx0 · Answer

thank you for listening to me❤️

perceus12galactus · Answer

welcome 😊

Joel · Answer

yes honey, what seems to be the problem

Work stress

I feel like

I'm dealinI'm dealing with anxiety issues come acros 100 of thoughts every minute

Do i still